eTasku vs. Finctra: Do You Need a Receipt Scanner or a Financial Co-pilot?
Compare eTasku and Finctra to see which tool suits your business. We analyze receipt scanning, travel claims, and how integrating expenses with invoicing can save you money.
Jul 17, 2025
The Difference Between Collecting Data and Managing Business
If you run a business in Finland, you have almost certainly heard of eTasku. It is a household name for a reason: it solved the pain of paper receipts. It allows entrepreneurs to snap a photo of a receipt and send it digitally to their accountant.
But for the modern entrepreneur, simply digitizing a receipt is no longer enough. You need to know how that expense affects your bottom line today—not next month when your accountant processes it.
The Core Distinction:
eTasku is an Expense Collector. Its job is to digitize paper and move it from your pocket to your accountant's software.
Finctra is a Financial Operating System. It digitizes the receipt, but it also matches it to your bank transactions, categorizes it against your tax codes, and subtracts it from your sales to show your real-time profit.
The Workflow: The Middleman vs. The Solution
When choosing software, you must ask: "Does this tool finish the job, or does it just pass the work to someone else?"
The eTasku Workflow: You scan a receipt $\rightarrow$ It sits in the cloud $\rightarrow$ Your accountant downloads it $\rightarrow$ Your accountant manually enters it into accounting software.
Result: You pay for the app and the accountant's time to process the data.
The Finctra Workflow: You scan a receipt $\rightarrow$ Finctra's AI extracts the data $\rightarrow$ Finctra matches it to your bank feed automatically.
Result: The bookkeeping is done the moment you snap the photo. No middleman required.
The "Missing Half" of Your Business
Business is a balance of Money In (Sales) and Money Out (Expenses).
eTasku focuses almost exclusively on "Money Out." To send invoices to your clients, you usually need a completely separate software subscription (like Isolta or Zervant). This disconnects your sales data from your expense data.
Finctra unifies both. Because we handle your Invoicing and your Expenses in one dashboard, we can give you a live "Cash Flow Health" score. You can see exactly how much profit you made on a specific project because the income and costs live in the same house.
Price vs. Value
eTasku appears inexpensive at first glance, but the costs add up when you realize it is just one piece of the puzzle.
The Fragmented Stack:
eTasku Basic (Receipts): ~€7.90/mo
Separate Invoicing Tool: ~€12.00/mo
Accounting Software Fees: ~€30.00/mo
Total Monthly Cost: ~€50.00+
The Finctra Advantage: Finctra replaces the need for a standalone scanner and a standalone invoicing tool.
Starter Plan: €29/mo (Includes Unlimited AI Receipt Scanning & Invoicing)
Growth Plan: €49/mo (Adds Inventory & CRM)
Conclusion: When to Switch?
Stick with eTasku if:
You are an employee claiming travel expenses from an employer.
You have an external accountant who strictly demands eTasku for their workflow.
You do not need to send invoices (e.g., you are purely a buyer).
Switch to Finctra if:
You are a business owner who wants to see Profit & Loss in real-time.
You want to stop paying for separate invoicing and expense apps.
You want your bank transactions to automatically reconcile with your receipts.
You want a tool that helps you manage your business, not just store your paper.
Stop managing receipts. Start managing profit. Start your free trial with Finctra today.
Competitor information is based on publicly available data as of July 2025. Features and pricing are subject to change.
